:root{color-scheme:light;--navy:#071a3c;--navy2:#0c2b56;--cyan:#08bfe9;--blue:#0d73da;--ink:#122441;--mute:#64748b;--line:#e0e9f2;--bg:#f3f8fd;--card:#fff;--good:#076e63;--warn:#855015;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);min-height:100vh}button,input,select{font:inherit}button{cursor:pointer}a{color:#086bc1}a:hover{text-decoration:none}.shell{width:min(1100px,calc(100% - 40px));margin-inline:auto}.topbar{background:var(--navy);color:#fff;box-shadow:0 9px 30px #061a3c19}.topbar-in{display:flex;justify-content:space-between;align-items:center;min-height:104px;gap:15px}.brand{display:block;width:247px;max-width:65%;flex-shrink:0}.brand img{display:block;width:100%;height:auto}.nav{position:relative}.menu-trigger{border:1px solid #6683a6;background:#ffffff12;color:#fff;border-radius:14px;display:flex;align-items:center;gap:11px;padding:12px 16px;font-weight:700;min-height:46px}.menu-trigger:hover,.menu-trigger[aria-expanded=true]{background:#ffffff23}.hamb{display:flex;flex-direction:column;gap:4px;width:19px}.hamb i{display:block;width:19px;height:2px;background:currentColor;border-radius:2px}.nav-panel{position:absolute;z-index:30;right:0;top:calc(100% + 10px);background:#fff;color:var(--ink);width:215px;border:1px solid var(--line);border-radius:16px;box-shadow:0 15px 38px #00193133;padding:7px}.nav-panel[hidden]{display:none}.nav-panel a{display:block;padding:13px;border-radius:9px;text-decoration:none;color:var(--ink);font-weight:700}.nav-panel a:hover,.nav-panel a[aria-current=page]{background:#edf8ff;color:#075f9e}.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#082049 0%,#0c3767 65%,#075786 100%);color:white;padding:45px 0 86px}.hero:after{content:"";position:absolute;right:-120px;bottom:-245px;width:560px;height:400px;border:80px solid #ffffff0a;border-radius:50%;pointer-events:none}.eyebrow{color:#69e2ff;letter-spacing:.18em;text-transform:uppercase;font-size:.75rem;font-weight:800}.hero h1{font-size:clamp(2.15rem,5vw,3.5rem);letter-spacing:-.045em;line-height:1.08;max-width:820px;margin:14px 0 15px}.hero p{color:#d8e8f8;font-size:1.03rem;line-height:1.6;max-width:690px;margin:0}.card{background:var(--card);border:1px solid #dbe5ef;border-radius:24px;box-shadow:0 15px 50px #183b6710}.calculator{position:relative;margin-top:-50px;z-index:1;padding:32px}.section-title{font-weight:850;letter-spacing:-.025em;font-size:1.45rem;margin:0 0 7px}.sub{color:var(--mute);margin:0;line-height:1.6;font-size:.95rem}.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:22px 0}.choice{border:2px solid var(--line);border-radius:16px;text-align:left;background:#fff;padding:17px;min-height:103px;color:var(--ink);transition:border-color .15s,background .15s}.choice strong,.choice span{display:block}.choice strong{font-size:1rem;margin-bottom:6px}.choice span{color:var(--mute);font-size:.83rem;line-height:1.4}.choice[aria-pressed=true]{border-color:#078dc9;background:#effaff;box-shadow:0 0 0 2px #50c9fa22}.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.field label{display:block;font-weight:800;font-size:.88rem;margin-bottom:9px}.field select{appearance:none;width:100%;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='10'%3E%3Cpath d='m1 1 6 6 6-6' stroke='%234b6584' stroke-width='2' fill='none'/%3E%3C/svg%3E") no-repeat right 17px center;border:1.5px solid #cbd8e5;border-radius:12px;color:var(--ink);padding:15px 39px 15px 14px;min-height:52px}.field select:focus-visible,.choice:focus-visible,.menu-trigger:focus-visible,.actions button:focus-visible{outline:3px solid #4fcbfd;outline-offset:2px}.results{margin-top:24px;border:1px solid #cbe6f4;border-radius:19px;overflow:hidden}.results-head{display:flex;justify-content:space-between;align-items:center;gap:10px;background:#e9f8fe;padding:18px 20px}.results-head h2{font-size:1.16rem;margin:0}.results-head span{font-size:.82rem;color:#176383;font-weight:800}.results-body{padding:8px 20px 16px}.item{display:flex;justify-content:space-between;gap:20px;align-items:center;border-bottom:1px solid var(--line);padding:17px 0}.item:last-child{border:0}.item-label{font-weight:760}.item-hint{font-size:.81rem;color:var(--mute);margin-top:3px}.amount{text-align:right;white-space:nowrap;font-size:1.25rem;font-weight:850;color:#086baa}.amount small{font-size:.8rem;color:var(--mute);font-weight:600;display:block;margin-top:2px;white-space:normal}.message{margin-top:15px;padding:15px 17px;border-radius:13px;font-size:.89rem;line-height:1.57}.message.info{background:#f0f8ff;border:1px solid #cce5f8;color:#214662}.message.warn{background:#fff9ed;border:1px solid #f2dfae;color:#704d19}.message strong{font-weight:850}.actions{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin-top:18px}.btn{border:1px solid #b8d8ea;border-radius:11px;background:#fff;padding:12px 17px;font-weight:800;color:#125d8a}.btn.primary{background:linear-gradient(115deg,#087ab9,#07b7db);border-color:transparent;color:white}.btn:hover{filter:brightness(.97)}.low-meta{font-size:.84rem;color:var(--mute);line-height:1.6}.below{padding:38px 0 60px;display:grid;grid-template-columns:1fr 1fr;gap:18px}.info-card{padding:25px}.info-card h2{font-size:1.13rem;margin:0 0 12px}.info-card p,.info-card li{color:#4a5b74;font-size:.91rem;line-height:1.65}.info-card p:last-child{margin-bottom:0}.info-card ul{padding-left:21px}.fineprint{padding:20px 0 38px;font-size:.81rem;color:#66798b;border-top:1px solid #dce8f3;line-height:1.7}.fineprint a{margin-right:14px}.page-card{margin-top:-50px;position:relative;padding:34px;min-height:300px}.page-card p{max-width:650px;line-height:1.7;color:#51627a}.backlink{display:inline-flex;margin-top:16px;padding:13px 18px;border-radius:12px;background:#0b7faf;color:white;font-weight:750;text-decoration:none}@media(max-width:680px){.shell{width:min(100% - 26px,1100px)}.topbar-in{min-height:82px}.brand{width:202px}.menu-trigger{padding:10px 12px}.menu-trigger .menu-word{display:none}.hero{padding:38px 0 76px}.hero h1{font-size:2.17rem}.hero p{font-size:.93rem}.calculator{padding:20px 17px;border-radius:20px;margin-top:-43px}.choice-grid{gap:10px}.choice{padding:12px;min-height:112px}.choice strong{font-size:.9rem}.choice span{font-size:.76rem}.fields,.below{grid-template-columns:1fr;gap:16px}.results-head,.results-body{padding-left:14px;padding-right:14px}.results-head{align-items:flex-start;flex-direction:column}.item{gap:10px}.amount{font-size:1.1rem}.page-card{padding:24px}}@media print{.topbar,.hero,.actions,.below,.fineprint{display:none!important}body{background:#fff}.calculator{box-shadow:none;margin-top:0;padding:0;border:0}.choice-grid,.fields{display:none}.shell{width:100%}.message{break-inside:avoid}}
